Why Should I Worry About Insurance For My College Student?
The tuition payment schedule is set up. The dormitory assignment has been made. You child is headed off to college in the fall. In all of the hustle and bustle, have you made sure to check on their health insurance needs?
Are you aware whether your family's insurance policy covers health insurance for college students? Although many do, some do not.
Occasionally insurers will base their coverage on whether a student has full-time status as such. Check your plan or inquire of your insurance agent to determine, for instance, if an HMO policy will cover your student if they visit a medical clinic away from their home.
Be sure to also verify the age limits. You may discover that your child may be dropped from the policy no matter what, once they reach a specific age.
Request another coverage card from your insurance firm for your child to take along with him or her. If a separate one is required for prescription medications, be certain one of those is issued as well.
The preventative step will help to take away any confusion when they have to all of a sudden visit a doctor. There are health care plans specifically for students which are available through colleges, they also come with great prices if your policy does not have your child added.
College can be confusing enough without having to needlessly worry about whether your child is covered under your health insurance plan. Be sure to look now at health insurance needs of your child before they go off to the university this fall.
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Published November 10th, 2008
Filed in Finance


